- Preston: 01772 620000
- Southport: 01704 829888
- Garstang: 01995 676211
Celebrating 25 years of business!
Celebrating 25 years of business!
Investing in property can be a rewarding way to generate income, but arranging the right mortgage isn’t always straightforward.
At Key Mortgage Advice, our experienced buy to let mortgage brokers in Preston, Southport and Garstang are here to guide you through the process, helping you secure a mortgage that suits both your investment goals and financial circumstances.
With over 20 years of experience, we have supported landlords across the North West, offering clear advice and access to a wide range of lenders. Whether you’re buying your first rental property or expanding your portfolio, our team provides straightforward guidance from start to finish.
To speak to one of our friendly mortgage advisors or to book a no-obligation consultation, fill in our enquiry form today.
A buy to let mortgage is specifically designed for people who want to purchase a property as an investment rather than as their own home. The rental income can help cover the mortgage repayments, while the property itself has the potential to increase in value over time.Â
Unlike standard residential mortgages, buy to let mortgages usually require a larger deposit and lenders often assess affordability based on expected rental income as well as your financial position. This makes it important to understand the requirements before applying.Â
Here at Key Mortgage Advice, our buy to let mortgage advisors will explain the different products available and help you find a deal that fits your plans. In addition to buy to let mortgages and broader mortgages, we also support clients with a wide range of services including remortgages, first time mortgages, commercial mortgages and lifetime mortgages.
Find Out How Can We
Help You
Securing the right buy to let mortgage can feel complicated, especially with each lender applying their own rules. Our mortgage advisors take the pressure off by using years of experience to match you with lenders and products that suit your needs.
We begin by understanding your investment goals and financial situation, then search across the market to identify competitive mortgage deals. As independent advisors, we’re not restricted to one lender, giving you greater flexibility and choice.
Working with our team also saves time. We manage the paperwork, communicate with lenders and solicitors, and keep the process moving, helping you avoid unnecessary delays.
To learn more about how we can support your future plans and investments, call us on 01772 620000 or email us at enquiries@keymortgageadvice.co.uk today.
There are many benefits to working with our buy to let mortgage advisors:
Clients also value the personal approach we provide. We aim to make every stage of the journey straightforward, offering reassurance that your investment is in safe hands.
Our mortgage calculator is a quick way to estimate potential repayments and explore how much you could borrow. Alongside this, you can find straightforward information in our mortgage guides and video tips, which cover key topics and common questions.
These resources, combined with expert advice from our team, mean you always have the support you need to make confident decisions.Â
If you want the process to be as smooth as possible, our mortgage plus service can help. We handle negotiations with lenders, liaise with solicitors, and work to speed up your mortgage application. It’s designed to reduce stress and let you focus on your investment while we take care of the details.
Frequently Asked Questions
Most lenders require a larger deposit for buy to let mortgages, often around 25 percent. The exact amount can vary depending on your circumstances and the lender’s criteria.
Yes, it’s possible, although lenders may have stricter requirements if you’re new to property investment. Our advisors can guide you through the options available.
Lenders usually look at expected rental income from the property alongside your financial situation. The rent typically needs to cover the mortgage by a set margin.
Yes, many landlords remortgage to secure a better rate, release equity, or change the terms of their deal. Our team can help you compare remortgage options for your investment property.
How Much Can I Borrow?
Maximise returns on your property investment with expert advice, lender access, and mortgage products tailored for landlords.
We cater specifically to landlords and investors, ensuring your mortgage supports your property goals.
Access exclusive Buy to Let deals from high street lenders and specialist providers across the market.
We help assess rental yield and affordability to ensure your investment is financially sound and profitable.
We guide you through changing landlord regulations and requirements to keep your investments compliant.
Book a no-obligation consultation with us on: 01772 620000.
With mortgage brokers in Southport, Preston and Garstang, we understand the needs of landlords across the North West. Many clients choose us as their buy to let mortgage advisors because of the local insight and trusted advice we bring.Â
With over 20 years of experience, whole-of-market access, and a dedicated team committed to simplifying the mortgage process, we’re here to give you the confidence to invest.Â
Start your journey and contact us today on 01772 620000 or email us at enquiries@keymortgageadvice.co.uk.
Award-Winning Mortgage Experts
Recognised for excellence in mortgage advice, ensuring you get expert service you can trust.
We Have A 5-Star Rated Service
Thousands of happy homeowners have rated us 5 stars for our transparent, hassle-free mortgage support.
Access To Whole Market Access
We compare thousands of deals from over 100 lenders to find the very best mortgage for you.
We Are Fully Regulated & Accredited
We are FCA-regulated and accredited by industry-leading bodies, ensuring professional and ethical mortgage advice you can trust.
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
Website Created By Just Digital
