In her first post of the year, Sharon Duckworth looks at the big, omicron-shaped elephant in the room that could affect your mortgage rate at the start of the new year.

Interest rates are about to start rising. If you’ve been putting off that remortgaging conversation, now’s your best chance of keeping your mortgage rate low. For a long time now, interest rates and the mortgage rates that inevitably follow them have been at historic lows...

Prices have been soaring. The stamp duty holiday is coming to an end. Now would clearly be the worst possible time to buy a house...

Choose a mortgage adviser and you’ll pay more, you won’t be able to choose a product from your existing lender and you won’t have the same...

Choose a mortgage adviser and you’ll pay more, you won’t be able to choose a product from your existing lender and you won’t have the same protections you get when you choose a bank. You may have heard some or all of those. There’s just one problem, though: none of them are true.

Changes in the way lenders underwrite cases for self-employed means they may now decline applications they might have...

Changes in the way lenders underwrite cases for self-employed means they may now decline applications they might have...

Sharon Duckworth looks back at 20 years of helping people finance their perfect home. A few weeks ago we were helping a long-standing client arrange what should be their final fixed rate mortgage. Whilst we were chatting about what’s...

If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts...