With Christmas on the way, we're all thinking about how to get that cosy hygge look in our homes, and we've been scouring the internet for the very best in home design inspiration. It's tough to know where to begin, so we've made a list of our absolute favourite places to go for the best […]

At Key Mortgage Advice, we’re proud of our personal approach, and we’re proud of our people! We’re getting to know our fabulous team with a series of monthly interviews – got any questions for them? Let us know on Facebook or Twitter! How long have you been with Key Mortgage Advice, and what do you […]

At Key Mortgage Advice, we’re proud of our personal approach, and we’re proud of our people! We’re getting to know our fabulous team with a series of monthly interviews – got any questions for them? Let us know on Facebook or Twitter! How long have you been with Key Mortgage Advice, and what do you […]

You’ve saved for what felt like forever, found the perfect property, got the mortgage agreed and have a completion date decided. Now is the perfect time to start thinking about insuring your new home. Here's what you need to know: There are two parts to home insurance - buildings and contents. As a general guide, […]

Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you're thinking of getting into buy to let, you can keep on top of everything by following our simple list of tips for landlords: Find out if you need a licence First […]

Did you know that 50% of all homeowners say they found the process of buying a property confusing? And over 60% admit to not fully reading their mortgage agreement before they signed it?! Crazy! A mortgage will likely be your largest financial commitment, which means it’s vital to ensure that you’re happy with the terms […]

More and more lenders are adding 95% mortgages to their range of available loan products. In fact, 95% mortgages are the only product which has increased in availability so far in 2019. As a result, those looking at loan-to-value ratios of 90% and below now having fewer deals to choose from than they did last […]

So, you've read our Buy to Let Basics and you're serious about becoming a landlord... Great! Now, you're ready to get down to the nitty-gritty and learn about the responsibilities and tax implications associated with becoming a landlord: What Are Landlords Responsible For?   There are certain legal responsibilities tied to becoming a landlord. You need to […]

If you're thinking of becoming a landlord, there's a lot to get your head around. Luckily, our Southport mortgage broker has put together this handy buy to let guide: What is Buy to Let? Buy to Let is when a property is bought for the purpose of being rented out, rather than being occupied by […]