Our Blog

Read the latest news, views and insights on property and mortgages from the team at Key Mortgage Advice:
Commercial Mortgages: 7 Differences You Might Not Know About

If you’re new to the world of commercial mortgages you might be surprised by just how much they differ from their residential cousins.

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Is Now the Right Time for Equity Release?

Equity release is a way of releasing money tied up in your home that you can use now rather than leaving for others to inherit. There are a couple of types of equity release and by far the most popular is the lifetime mortgage.

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Will Mortgage Rates Fall in the New Year?

It’s been a year of startling interest rate rises that have made life tough if you’ve been looking for a mortgage or remortgage. But there are signs that...

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Is a Tracker Mortgage Your Best Bet Right Now?

What is a tracker mortgage? How does it differ from a fixed rate mortgage? And why might it be your best bet if you’re looking for a mortgage or remortgage right now?

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Top ways to limit the impact of high interest rates on your payments

Make sure you receive independent mortgage advice from a broker so you can be sure you have found the cheapest deal on the market and decided upon the most appropriate...

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Why Choose a New Mortgage/Remortgage in Garstang?

You’re planning to move home, and anywhere in Lancashire is fair game. So why is Garstang a great option? We’ll overlook the fact that we have an office here (although that is surely reason enough).

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6 Reasons to Use a Mortgage Advisor Right Now

You don’t need us to tell you that finances have become much more challenging over the past few months. So how can a mortgage advisor make life easier?

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6 Reasons to Remortgage Now

The cost-of-living crisis has given homeowners one gigantic reason to consider remortgaging – so how could it help you? You don’t need us to tell you these are challenging times. Prices are going up everywhere and wages aren’t going...

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Holiday letting:
how to make it work for you

There’s an alternative to buy-to-let. Investing in a holiday letting could earn you just as much (if not more) money and give you a holiday home for you and your family to use throughout the year too. Let’s explore the pros and cons.

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When is a lifetime mortgage a good idea?

Interest rates are about to start rising. If you’ve been putting off that remortgaging conversation, now’s your best chance of keeping your mortgage rate low. For a long time now, interest rates and the mortgage rates that inevitably follow them have been at historic lows...

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Could remortgaging help me save money?

Interest rates are about to start rising. If you’ve been putting off that remortgaging conversation, now’s your best chance of keeping your mortgage rate low. For a long time now, interest rates and the mortgage rates that inevitably follow them have been at historic lows...

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Why Is Getting A Mortgage So Challenging Right Now?

It seems strange to suggest that a war some 1500 miles away is having an effect on your mortgage choices. But it is. Key Mortgage’s Sharon Duckworth explains why the mortgage market is in such a mess right now, and what you can do about it if you’re looking for a mortgage/remortgage.

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8 Reasons to Choose a Mortgage Advisor Over a Bank

In her first post of the year, Sharon Duckworth looks at the big, omicron-shaped elephant in the room that could affect your mortgage rate at the start of the new year.

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What Will Happen to Mortgages in 2022?

In her first post of the year, Sharon Duckworth looks at the big, omicron-shaped elephant in the room that could affect your mortgage rate at the start of the new year.

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Remortgage Now to Avoid Rate Rises

Interest rates are about to start rising. If you’ve been putting off that remortgaging conversation, now’s your best chance of keeping your mortgage rate low. For a long time now, interest rates and the mortgage rates that inevitably follow them have been at historic lows...

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Is Now Really the Right Time
to Buy A House?

Prices have been soaring. The stamp duty holiday is coming to an end. Now would clearly be the worst possible time to buy a house...

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Mortgages, Covid and Self Employment

Choose a mortgage adviser and you’ll pay more, you won’t be able to choose a product from your existing lender and you won’t have the same...

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Mortgage broker vs bank:
debunking the myths

Choose a mortgage adviser and you’ll pay more, you won’t be able to choose a product from your existing lender and you won’t have the same protections you get when you choose a bank. You may have heard some or all of those. There’s just one problem, though: none of them are true.

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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

A lifetime mortgage is a loan secured on your property. To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
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