Our Blog

Read the latest news, views and insights on property and mortgages from the team at Key Mortgage Advice:
Mortgage broker vs bank:
debunking the myths

Choose a mortgage adviser and you’ll pay more, you won’t be able to choose a product from your existing lender and you won’t have the same protections you get when you choose a bank. You may have heard some or all of those. There’s just one problem, though: none of them are true.

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Can you get a 95% mortgage?

Changes in the way lenders underwrite cases for self-employed means they may now decline applications they might have accepted pre-pandemic. So how might Covid affect your next mortgage application - and what can you do about it? Sharon Duckworth explains.

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Self-employment and mortgages

Changes in the way lenders underwrite cases for self-employed means they may now decline applications they might have accepted pre-pandemic. So how might Covid affect your next mortgage application - and what can you do about it? Sharon Duckworth explains.

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20 Years of Making Mortgages Happen

Sharon Duckworth looks back at 20 years of helping people finance their perfect home. A few weeks ago we were helping a long-standing client arrange what should be their final fixed rate mortgage. Whilst we were chatting about what’s...

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Could remortgaging help you manage debt?

If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts creeping up, the news of a second lockdown was probably the news you’ve been dreading...

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Why are house prices still rising?

The UK economy has been badly affected by Covid. So why are house prices still rising? We look at the factors and ask whether now is the right time to buy.

On the face of it, it really doesn’t make sense: coronavirus has left many businesses struggling.

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Income Protection

Income protection covers a percentage of your salary if you are off work poorly or injured and can help pay the bills and living costs until you go back to work. Just fill out the form below and we'll get back to you asap with a quote!

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Product Switching

A product transfer is when you move from the mortgage deal you’re currently on to a different one with your existing lender. It’s a simple, quick process that could save you a lot of money in the long run, and now is the perfect time to switch! If you’re thinking about switching and you’re also […]

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Remortgaging

With everything that’s going on right now, we wouldn’t blame you if your mortgage wasn’t really top of your priority list. If you’re worried about your finances taking a bit of a hit over the coming months, though, remortgaging could be the perfect way to ease your financial burden. How can we help? There’s no […]

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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

A lifetime mortgage is a loan secured on your property. To understand the features and risks of a lifetime mortgage, ask for a personalised illustration.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
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