Can you get a 95%
mortgage?
Changes in the way lenders underwrite cases for self-employed means they may now decline applications they might have…
Self-employment and
mortgages
Changes in the way lenders underwrite cases for self-employed means they may now decline applications they might have…
Could remortgaging help you manage debt?
If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts…
Why are house prices
still rising?
The UK economy has been badly affected by Covid. So why are house prices still rising? We look at the factors and ask whether now is…
Income Protection
Income protection covers a percentage of your salary if you are off work poorly or injured and can help pay the bills and living costs until you go back to work. Just fill out the form below and we’ll get…
Product Switching
A product transfer is when you move from the mortgage deal you’re currently on to a different one with your existing lender. It’s a simple, quick process that could save you a lot of money in the long run, and…
Remortgaging
With everything that’s going on right now, we wouldn’t blame you if your mortgage wasn’t really top of your priority list. If you’re worried about your finances taking a bit of a hit over the coming months, though, remortgaging could…
Mortgages: Things to Check Before You Sign
Did you know that 50% of all homeowners say they found the process of buying a property confusing? And over 60% admit to not fully reading their mortgage agreement before they signed it?! Crazy! A mortgage will likely be your…
95% Mortgages: What You Need to Know
More and more lenders are adding 95% mortgages to their range of available loan products. In fact, 95% mortgages are the only product which has increased in availability so far in 2019. As a result, those looking at loan-to-value ratios…
Guarantor Mortgages: What You Need to Know
Guarantor Mortgages are a way of securing a mortgage loan when you don’t have a deposit or your credit history is putting lenders off. Someone agrees to act as guarantor for you, committing to make the repayments on your mortgage…