A lifetime mortgage is designed for people over the age of 55 and allows clients to either buy a new home or release money from their current property without the need to make any monthly repayments during the lifetime of the loan. This is because the loan and interest are rolled up and repaid by the sale of your property when the plan ends. This is normally when you die, or move into long term care.

In many cases we can visit you in your own home, or if you prefer we can provide a telephone consultation, during which, it is vital that we completely understand your circumstances and priorities so we can provide clear and concise advice, which is individual to your personal circumstances.

If you wish to proceed with a recommendation, we offer full support with the mortgage application, legal forms and completion matters to ensure the process is as straightforward as possible. In addition, we will offer you our full support going forward should you require any subsequent further advances.

Please note : We do not provide advice on home reversion plans. You may have to pay an early repayment charge to your existing lender if you remortgage.