We’ve been nominated in multiple categories in the 2026 What Mortgage Awards – Vote Here
We’ve been nominated in multiple categories in the 2026 What Mortgage Awards – Vote Here
Celebrating 25 years of business!
Finding the Key to the perfect mortgage in Southport shouldn’t be stressful. Let’s make it easy.
Speak to a local mortgage adviser in Southport. Key Mortgage Advice helps first-time buyers, home movers, remortgage clients and landlords compare mortgage options and understand what may be possible before applying.
Recognised for excellence in mortgage advice, ensuring you get expert service you can trust.
Thousands of happy homeowners have rated us 5 stars for our transparent, hassle-free mortgage support.
We compare thousands of deals from over 100 lenders to find the very best mortgage for you.
We are FCA-regulated and accredited by industry-leading bodies, ensuring professional and ethical mortgage advice you can trust.
Award-Winning Mortgage Experts
Recognised for excellence in mortgage advice, ensuring you get expert service you can trust.
We Have A 5-Star Rated Service
Thousands of happy homeowners have rated us 5 stars for our transparent, hassle-free mortgage support.
Access To Whole Market Access
We compare thousands of deals from over 100 lenders to find the very best mortgage for you.
We Are Fully Regulated & Accredited
We are FCA-regulated and accredited by industry-leading bodies, ensuring professional and ethical mortgage advice you can trust.
Secure the best mortgage for your needs with bespoke advice tailored to your budget, goals, and preferences from our expert mortgage brokers in Southport.
As mortgage advisors in Southport, we help our clients achieve their property dreams and ambitions. Whether that’s getting on the first rung of the property ladder, building a buy-to-let portfolio, or purchasing a workplace, we can help.We can find you the most appropriate mortgage loan from thousands of products on the market, specifically tailored to your needs and circumstances.
Contact our expert mortgage brokers in Southport today to start your journey.
With over 20 years of experience behind us, we’re proud to offer our clients an extensive range of mortgage services in Southport.
No matter where you are in your property journey, we know that taking out a mortgage is a long-term commitment that can seem daunting at first.
However, with our kind, professional, and tailored approach, our mortgage advisors in Southport can provide you with the best options and support on the market.
Find Out How Can We
Help You
We live in an age where taking on a mortgage has never been more complex. Our mortgage brokers in Southport have built lasting connections with lenders so you can secure a competitive rate that suits you in every way.
With Key Mortgage Advice, we aim to take the stress out of securing a mortgage — you will receive 1-2-1 guidance and support at every point in the application process.
Learn more about our mortgage services.
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For current homeowners in Southport, our remortgaging services are designed to help homeowners:
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Find out more about our remortgaging services.
Designed for homeowners aged 55+, lifetime mortgages are an effective way to unlock tax-free cash from the value of a property — all without having to move out.
Some key benefits of lifetime mortgages include:
Enquire about our lifetime mortgage rates and deals.
Whether you’re purchasing your first buy-to-let property or looking to expand your portfolio, our buy-to-let mortgage services are designed to help you make the most of any extra income generated through the property.
We’ve worked with both new and experienced landlords, and can help you find the best deals and rates for the best investment opportunity.
For further advice and guidance, take a look at our buy to let mortgage services.
If you’re looking to start or expand a business and require a base for your work, a commercial mortgage is ideal. With a commercial mortgage, you can grow your business or expand your investment portfolio.
We have worked with business owners, property investors, and property developers and helped them acquire the most competitive and tailored commercial mortgage deals for the best returns.
Our team can also confidently assist you in remortgaging or refinancing an existing commercial mortgage loan.
For more information, learn more about our commercial mortgage deals, rates, and services.
Mortgage Broker FAQs for Southport
Key Mortgage Advice Southport is based at 12 Hoghton St, Southport, PR9 0TF. The Southport office opened in November 2017 and is just around the corner from Southport train station.
You can call the Southport office on 01704 829888, email enquiries@keymortgageadvice.co.uk, visit our contact page or book a free consultation online.
Yes. You can book a face-to-face mortgage appointment at the Southport office, or arrange remote advice by phone or video call if that is easier. You can book a free consultation to talk through your income, deposit, credit history and mortgage options.
Key Mortgage Advice supports clients in Southport and nearby areas including Birkdale, Churchtown, Ainsdale, Formby, Hillside, Blowick, Marshside, Crossens, Banks, Tarleton and the wider Sefton and West Lancashire area. Remote appointments are also available for clients who cannot visit the Southport office.
Yes. Our Southport mortgage advisers can help first-time buyers understand how much they may be able to borrow, what deposit they may need, how agreements in principle work, and what lenders look for when assessing an application.
You can find out more on our first-time buyer mortgage advice page.
Yes. Our Southport mortgage advisers can help first-time buyers understand how much they may be able to borrow, what deposit they may need, how agreements in principle work, and what lenders look for when assessing an application.
You can find out more on our first-time buyer mortgage advice page.
Yes. If your current mortgage deal is ending, or you want to review your monthly repayments, Key Mortgage Advice can help you compare remortgage options and understand whether switching may be suitable for your circumstances.
Visit our remortgage advice page for more information.
Yes. Key Mortgage Advice can support landlords and property investors looking for buy-to-let mortgage advice in Southport and the surrounding area. We can help you understand lender criteria, rental calculations, deposit requirements and available mortgage options. You can also read more about our buy-to-let mortgage advice. Not all buy-to-let mortgages are regulated by the Financial Conduct Authority.
Yes. Key Mortgage Advice can support landlords and property investors looking for buy-to-let mortgage advice in Southport and the surrounding area. We can help you understand lender criteria, rental calculations, deposit requirements and available mortgage options. You can also read more about our buy-to-let mortgage advice. Not all buy-to-let mortgages are regulated by the Financial Conduct Authority.
Depending on your circumstances, there may still be mortgage options available. A mortgage adviser can review the type of credit issue, how recent it was, whether it has been settled, your deposit and your affordability before explaining what lenders may consider. Our guide to adverse credit explains this in more detail.
Deposit amounts vary depending on the property price, lender, mortgage type, credit history and affordability. As a rough guide, a buyer looking at a £150,000 property may need around £7,500 for a 5% deposit or £15,000 for a 10% deposit. For a £200,000 property, that could rise to around £10,000 for 5% or £20,000 for 10%.
Higher-value homes in areas such as Birkdale, Hillside, Churchtown and parts of central Southport may need a larger deposit. Your actual mortgage options will depend on the lender, your income, affordability, credit history and the property you want to buy. You can use our mortgage calculator to estimate possible repayments, or book a free consultation with a Southport mortgage adviser.
How Much Can I Borrow?
Expert Mortgage Solutions, Tailored for You.
Our smart technology matches you with the best lenders instantly.
We Search Over 100 Lenders & Over 20,000 Mortgage Deals.
Our smart technology matches you with the best lenders instantly.
With over 20 years of experience behind us, our tailored and personal mortgage advice in Southport can help you secure the best mortgage loan out of thousands of products on the market.
No matter your requirements, our friendly mortgage advisors in Southport can turn an initially stressful and daunting process into one that is exciting, rewarding, and simple.
Get in touch today to chat with our expert mortgage brokers Southport — either fill out our simple enquiry form, call us on 01704 829 888, or email us at enquiries@keymortgageadvice.co.uk.
Book a no-obligation consultation with us on: 01704 829888.
Years Of Expertise
Expert Guidance at Every Step.
Videos
Tip 1: Get your documents ready
Watch this video to learn more.
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Videos
Tip 2: Can I use online bank statements?
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Videos
Tip 3: What can I provide as proof of ID?
Watch this video to learn more.
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Videos
Tip 4: How do I need to evidence my deposit?
Watch this video to learn more.
Watch More
Videos
Tip 1: Get your documents ready
Watch this video to learn more.
Watch More
Videos
Tip 2: Can I use online bank statements?
Watch this video to learn more.
Watch More
Videos
Tip 3: What can I provide as proof of ID?
Watch this video to learn more.
Watch More
Videos
Tip 4: How do I need to evidence my deposit?
Watch this video to learn more.
Watch MoreFrequently Asked Questions
A mortgage is a specific loan that can help you buy a property. Mortgage loans are secured against the property, so keeping up with monthly repayments is essential.
Loan repayments are usually made anywhere between 25 to 40 years, depending on the type of mortgage you secure.
It is worth getting a mortgage when buying a property, as you can own your property outright once your loan is repaid.
Once you own your property, this can significantly reduce your outgoings.
To secure a mortgage in the UK, you must be at least 18 years of age. For buy-to-let mortgages, however, it is common for some lenders to extend this age to 21.
There is no ‘good’ age to get a mortgage — as long as you have a deposit ready and want to own a property, a mortgage is a beneficial choice.
You can only buy a house without a mortgage if you can pay for the property upfront. This is generally considered to be a ‘cash purchase’.Â
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
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Please Note: These figures are only illustrative. All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender.
Mortgage Amount: £100,000.00
Interest Rate: 5%
Mortgage Period: 20 years
Monthly Payment: £0.00
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