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Guides
What Is A Conveyancer, & Do You Need One?
Quick Answer: What Is A Conveyancer? A conveyancer handles the legal work involved in transferring a property from its current owner to you. When buying a home in England or Wales, they check the legal title and contract
What Is Income Protection Insurance?
Quick Answer: What Is Income Protection Insurance? If illness or injury stopped you working, how long could you continue paying your mortgage and other household bills without your usual earnings? Income protection insurance is designed to provide a
Improve EPC Before Remortgaging
If you’re approaching the end of your current mortgage deal, you may be wondering whether improving your home’s Energy Performance Certificate (EPC) before remortgaging is worth the investment. The answer depends on your circumstances. Improving your EPC may
What Is Mortgage Protection Insurance?
Quick Answer: What Is Mortgage Protection Insurance? Mortgage protection insurance is a broad term used to describe several types of insurance that may help protect you or your family if you are no longer able to keep up
Can I Get A Mortgage With Debt?
If you are asking “can I get a mortgage with debt?”, the short answer is yes, you may still be able to. Having debt does not automatically stop you getting a mortgage, but it can affect how much
Can You Get a Mortgage on Benefits?
If you are wondering if you can get a mortgage on benefits, the short answer is yes, it may be possible. Receiving benefits does not automatically rule you out of getting a mortgage, but it can affect how
Guides
Can I Get A Mortgage With A New Job?
Yes, you can potentially get a mortgage with a new job. Starting a new role does not automatically prevent you from applying, although lenders have different requirements around employment history, probation periods and the evidence they need to
What Do Mortgage Lenders Look for on Bank Statements?
Quick Answer: What Do Mortgage Lenders Look For On Bank Statements? Mortgage lenders may use bank statements to help verify your income, regular outgoings and financial commitments against the information provided in your application. Statements can also provide
What Is A Conveyancer, & Do You Need One?
Quick Answer: What Is A Conveyancer? A conveyancer handles the legal work involved in transferring a property from its current owner to you. When buying a home in England or Wales, they check the legal title and contract
Guides
How To Transfer A BTL To A Limited Company
Transferring a buy to let (BTL) property to a limited company is a process many landlords consider to make tax and management planning more efficient. At Key Mortgage Advice, we guide clients through this complex process, ensuring you
What Is A Buy To Let Mortgage?
Your mortgage is one of the most important aspects of buying a property. If you’re purchasing a home to live in, the mortgage process is fairly straightforward. But what if you’re buying a property in order to rent
Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you’re thinking of getting into buy to let, you can keep on top of everything
Guides
Can I Get A Mortgage With A New Job?
Yes, you can potentially get a mortgage with a new job. Starting a new role does not automatically prevent you from applying, although lenders have different requirements around employment history, probation periods and the evidence they need to
My Fixed Rate Mortgage Is Ending: What Should I Do?
If your fixed rate mortgage is ending, start by checking the exact end date, your outstanding balance and what happens when the fixed period finishes. You can then compare staying with your current lender against remortgaging to another
What Do Mortgage Lenders Look for on Bank Statements?
Quick Answer: What Do Mortgage Lenders Look For On Bank Statements? Mortgage lenders may use bank statements to help verify your income, regular outgoings and financial commitments against the information provided in your application. Statements can also provide
Guides
My Fixed Rate Mortgage Is Ending: What Should I Do?
If your fixed rate mortgage is ending, start by checking the exact end date, your outstanding balance and what happens when the fixed period finishes. You can then compare staying with your current lender against remortgaging to another
Improve EPC Before Remortgaging
If you’re approaching the end of your current mortgage deal, you may be wondering whether improving your home’s Energy Performance Certificate (EPC) before remortgaging is worth the investment. The answer depends on your circumstances. Improving your EPC may
Can I Get A Mortgage With Debt?
If you are asking “can I get a mortgage with debt?”, the short answer is yes, you may still be able to. Having debt does not automatically stop you getting a mortgage, but it can affect how much
Yes, you can potentially get a mortgage with a new job. Starting a new role does not automatically prevent you from applying, although lenders have
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
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