Mortgage Insights - Key Mortgage Advice

Guides

Many people start their property search by asking the same question. What does a mortgage advisor do, and do I actually need one? Some buyers assume an advisor simply finds a mortgage and fills in forms. In reality,

We’ve Been Nominated For The 2026 What Mortgage Awards!

We are proud to share that Key Mortgage Advice has been nominated for several awards in the 2026 What Mortgage Awards. These awards are particularly meaningful because they are driven by consumer nominations. They reflect the experiences of real clients

Getting A Mortgage When Self Employed

Getting a mortgage when self employed is possible, but the process can feel more complicated than it is for someone in regular employment. Many lenders ask for more evidence of income, and the way they assess affordability can

2026 Emerging as one of the Strongest Years in Some Time for First-Time Buyers

After several turbulent years for the housing market, 2026 is emerging as one of the most stable periods for first-time buyers in recent memory. That is the assessment of Sharon Duckworth, founder and director of Key Mortgage Advice,

What is a Mortgage in Principle?

If you are starting your property search, one of the first questions you may ask is, what is a mortgage principle? A mortgage in principle, sometimes called an agreement in principle mortgage or mortgage decision principle, is a

How to Get a Mortgage: First-Time Buyer Guide

Buying your first home is an exciting milestone, but it can also feel overwhelming if you are not sure how the mortgage process works. From understanding how much you can borrow to choosing the right lender and mortgage

Guides

2026 Emerging as one of the Strongest Years in Some Time for First-Time Buyers

How to Get a Mortgage: First-Time Buyer Guide

Why are house prices
still rising?

The UK economy has been badly affected by Covid. So why are house prices still rising? We look at the factors and ask whether now is…

Guides

How To Transfer A BTL To A Limited Company

Transferring a buy to let (BTL) property to a limited company is a process many landlords consider to make tax and management planning more efficient. At Key Mortgage Advice, we guide clients through this complex process, ensuring you

What Is A Buy To Let Mortgage?

Your mortgage is one of the most important aspects of buying a property. If you’re purchasing a home to live in, the mortgage process is fairly straightforward. But what if you’re buying a property in order to rent

Top Tips for Landlords

Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you’re thinking of getting into buy to let, you can keep on top of everything

Guides

How Long Does A Mortgage Application Take In The UK?

How long does a mortgage application take in the UK? In most cases, the process takes anywhere from two to six weeks from full application to mortgage offer. Some applications move faster, while others take longer depending on

What Happens At A Mortgage Advisor Appointment?

If you are buying a home for the first time, it is completely normal to feel unsure about what happens at a mortgage advisor appointment. Many buyers worry they will be asked difficult questions, judged on their spending

Can You Pay Off A Mortgage Early In The UK?

Can you pay off a mortgage early in the UK? Yes, you can. Most lenders allow you to repay your mortgage before the end of the term, either by making overpayments or clearing the full balance. The key point is

Guides

What Is Remortgaging And How Does It Work?

Remortgaging is the process of replacing your current mortgage with a new deal, either with your existing lender or a new one. At Key Mortgage Advice, we speak to many homeowners who ask what remortgaging actually means and whether it

6 Reasons to Remortgage Now

The cost-of-living crisis has given homeowners one gigantic reason to consider remortgaging – so how could it help you? You don’t need us to tell you these are challenging times. Prices are going up everywhere and wages aren’t

Could remortgaging help you manage debt?

If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts…

How Long Does A Mortgage Application Take In The UK?

18 May 2026 No Comments

How long does a mortgage application take in the UK? In most cases, the process takes anywhere from two to six weeks from full application

Expert Mortgage Insights for Smarter Home Financing.

How Long Does A Mortgage Application Take In The UK?

Book a Free Consultation

Contact Us