We’ve been nominated in multiple categories in the 2026 What Mortgage Awards – Vote Here
We’ve been nominated in multiple categories in the 2026 What Mortgage Awards – Vote Here
Celebrating 25 years of business!
Guides
What Happens At A Mortgage Advisor Appointment?
If you are buying a home for the first time, it is completely normal to feel unsure about what happens at a mortgage advisor appointment. Many buyers worry they will be asked difficult questions, judged on their spending
Can You Pay Off A Mortgage Early In The UK?
Can you pay off a mortgage early in the UK? Yes, you can. Most lenders allow you to repay your mortgage before the end of the term, either by making overpayments or clearing the full balance. The key point is
How To Get Your SA302 For A Mortgage
If you are self-employed and applying for a mortgage, one of the first things a lender will ask for is your SA302. Understanding how to get SA302 for mortgage applications can save time and help avoid delays. At Key Mortgage
What Does A Mortgage Advisor Do?
Many people start their property search by asking the same question. What does a mortgage advisor do, and do I actually need one? Some buyers assume an advisor simply finds a mortgage and fills in forms. In reality,
We’ve Been Nominated For The 2026 What Mortgage Awards!
We are proud to share that Key Mortgage Advice has been nominated for several awards in the 2026 What Mortgage Awards. These awards are particularly meaningful because they are driven by consumer nominations. They reflect the experiences of real clients
Getting A Mortgage When Self Employed
Getting a mortgage when self employed is possible, but the process can feel more complicated than it is for someone in regular employment. Many lenders ask for more evidence of income, and the way they assess affordability can
Guides
2026 Emerging as one of the Strongest Years in Some Time for First-Time Buyers
After several turbulent years for the housing market, 2026 is emerging as one of the most stable periods for first-time buyers in recent memory. That is the assessment of Sharon Duckworth, founder and director of Key Mortgage Advice,
How to Get a Mortgage: First-Time Buyer Guide
Buying your first home is an exciting milestone, but it can also feel overwhelming if you are not sure how the mortgage process works. From understanding how much you can borrow to choosing the right lender and mortgage
Why are house prices
still rising?
The UK economy has been badly affected by Covid. So why are house prices still rising? We look at the factors and ask whether now is…
Guides
How To Transfer A BTL To A Limited Company
Transferring a buy to let (BTL) property to a limited company is a process many landlords consider to make tax and management planning more efficient. At Key Mortgage Advice, we guide clients through this complex process, ensuring you
What Is A Buy To Let Mortgage?
Your mortgage is one of the most important aspects of buying a property. If you’re purchasing a home to live in, the mortgage process is fairly straightforward. But what if you’re buying a property in order to rent
Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you’re thinking of getting into buy to let, you can keep on top of everything
Guides
Which Banks Offer Joint Borrower Sole Proprietor Mortgage?
A Joint Borrower Sole Proprietor mortgage, often shortened to a JBSP mortgage, can help people buy a home when their income alone is not enough to meet a lender’s affordability requirements. This type of mortgage is particularly popular
Does Gambling Affect Mortgage Applications?
Applying for a mortgage can feel stressful, especially if you are worried about how your bank statements might look to a lender. If you have gambling transactions on your account, you may be wondering whether this could affect
What Is A Section 106 Agreement & How Does It Affect Mortgages?
When buying a property, you may come across terms that are not familiar at first glance. One of these is a Section 106 agreement. While it sounds like complicated legal jargon, it can have a real impact on
Guides
What Is Remortgaging And How Does It Work?
Remortgaging is the process of replacing your current mortgage with a new deal, either with your existing lender or a new one. At Key Mortgage Advice, we speak to many homeowners who ask what remortgaging actually means and whether it
The cost-of-living crisis has given homeowners one gigantic reason to consider remortgaging – so how could it help you? You don’t need us to tell you these are challenging times. Prices are going up everywhere and wages aren’t
Could remortgaging help you manage debt?
If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts…
A Joint Borrower Sole Proprietor mortgage, often shortened to a JBSP mortgage, can help people buy a home when their income alone is not enough
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
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