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Guides
Which Banks Offer Joint Borrower Sole Proprietor Mortgage?
Buying a home can be challenging, especially if your income alone doesn’t meet the lender’s affordability criteria. That’s where a joint borrower sole proprietor (JBSP) mortgage can help. It’s designed for situations where someone wants to help a
For many homeowners approaching or enjoying retirement, one of the biggest questions is how to make the most of their property and savings. A Retirement Interest-Only (RIO) mortgage is one option that can help you do just that.
What Is A Section 106 Agreement & How Does It Affect Mortgages?
When buying a property, you may come across terms that aren’t familiar at first glance. One of these is a section 106 agreement. While it sounds like complicated legal jargon, it’s an important part of the planning process
Planning for later life often means thinking carefully about how best to use the value tied up in your home. For many people in the UK, a lifetime mortgage offers a way to unlock funds while continuing to live in
What Is The Minimum Deposit For A Mortgage?
Knowing the minimum deposit for a mortgage is one of the first questions anyone thinking about buying a home asks. Your deposit can affect not only whether you are accepted for a mortgage, but also the type of
How Does A Self Build Mortgage Work?
Building your own home is an exciting idea, but financing it is very different from buying a property that already exists. A self build mortgage is designed to support people who want to create a home from the
Guides
How to Get a Mortgage: First-Time Buyer Guide
Buying your first home is an exciting milestone, but it can also feel overwhelming if you are not sure how the mortgage process works. From understanding how much you can borrow to choosing the right lender and mortgage
Why are house prices
still rising?
The UK economy has been badly affected by Covid. So why are house prices still rising? We look at the factors and ask whether now is…
You’ve saved for what felt like forever, found the perfect property, got the mortgage agreed and have a completion date decided. Now is the perfect time to start thinking about insuring your new home. Here’s what you need
Guides
How To Transfer A BTL To A Limited Company
Transferring a buy to let (BTL) property to a limited company is a process many landlords consider to make tax and management planning more efficient. At Key Mortgage Advice, we guide clients through this complex process, ensuring you
What Is A Buy To Let Mortgage?
Your mortgage is one of the most important aspects of buying a property. If you’re purchasing a home to live in, the mortgage process is fairly straightforward. But what if you’re buying a property in order to rent
Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you’re thinking of getting into buy to let, you can keep on top of everything
Guides
What Is A Commercial Mortgage?
A commercial mortgage is a loan used to buy or refinance a property that will be used for business. At Key Mortgage Advice, we help clients understand how commercial mortgages work and guide them through the process with
Which Banks Offer Joint Borrower Sole Proprietor Mortgage?
Buying a home can be challenging, especially if your income alone doesn’t meet the lender’s affordability criteria. That’s where a joint borrower sole proprietor (JBSP) mortgage can help. It’s designed for situations where someone wants to help a
For many homeowners approaching or enjoying retirement, one of the biggest questions is how to make the most of their property and savings. A Retirement Interest-Only (RIO) mortgage is one option that can help you do just that.
Guides
What Is Remortgaging And How Does It Work?
Remortgaging is the process of replacing your current mortgage with a new deal, either with your existing lender or a new one. At Key Mortgage Advice, we speak to many homeowners who ask what remortgaging actually means and whether it
The cost-of-living crisis has given homeowners one gigantic reason to consider remortgaging – so how could it help you? You don’t need us to tell you these are challenging times. Prices are going up everywhere and wages aren’t
Could remortgaging help you manage debt?
If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts…
Buying your first home is an exciting milestone, but it can also feel overwhelming if you are not sure how the mortgage process works. From
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
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