Book A Free Consultation Arrow Icon Arrow Icon Hover

We’ve been nominated in multiple categories in the 2026 What Mortgage Awards – Vote Here

We’ve been nominated in multiple categories in the 2026 What Mortgage Awards – Vote Here

Celebrating 25 years of business!

December Newsletter

 

Contents

  • Happy Clients
  • November at Key Mortgage Advice
  • Industry News
  • Top Tips
  • This Month on our Social Media

A Look Back Over The Last Month

Throughout November our team has been busy prepping for the holidays! We’re excited to see the year draw to a close and see what 2025 has to offer us. Here’s some of the things we got up to over the last month:

– We of course continued our tradition of breaking down mortgage jargon, such as discussing the difference between a freehold vs leasehold property, and exploring the world of Retirement Interest Only mortgages. Want to find out more? Head on over to our socials to read more.

– We introduced our handy “How can we help?” AI Assistant website feature. It presents you with a number of different questions and situations for you to fill in, creating a unique log of your situation and allowing you to book a meeting with one of our advisors to discuss exactly what you need. This clever tool sends us the answers you have provided when you book in your meeting, allowing us to get a head start on helping you better.

 
































Look at this beautiful thank you gift Stephanie received from a happy client!

         

Latest Industry News

 

A Helpful Tip!

Did you know? Job stability is a key factor when it comes to lenders checking if you’re suitable for a mortgage application. A strong employment background that shows you have been in the same job for at least 6 months helps to prove stability.

That’s not to mean it is a deal breaker for lenders, you can still apply for a mortgage if you have recently changed jobs, but lenders are looking for assurance that you are going to be able to meet your monthly repayments and job stability is one of the best ways to prove this.

So, if you’re considering a sudden career change, you may want to wait till after your mortgage application is approved. Our experts are on hand to advise you through this, if you require any further advice please get in contact with us and secure an appointment.

Coming Soon!

What can you expect from us this month we hear you ask? This month you can expect more mortgage lessons such as “what are credit checks?” and “what is an Annual Percentage Rate of Charge?“ and an introduction into our ‘Compare Mortgages’ tool on the website.

 

 

Mortgage Form

Recent Articles

sa302 mortgage form

How To Get Your SA302 For A Mortgage

If you are self-employed and applying for a mortgage, one of the first things a lender will ask for is your SA302. Understanding how to get SA302 for mortgage applications can save time and help avoid delays. At Key Mortgage Advice, we regularly support clients who are part way through an application and need to provide income evidence quickly. Knowing what an SA302 is, how to download

Read More »
can you pay off a mortgage early

Can You Pay Off A Mortgage Early In The UK?

Can you pay off a mortgage early in the UK? Yes, you can. Most lenders allow you to repay your mortgage before the end of the term, either by making overpayments or clearing the full balance. The key point is that paying off early is not always free. Charges can apply depending on your mortgage deal, and in some cases it may not be the most suitable

Read More »

We’ve Been Nominated For The 2026 What Mortgage Awards!

We are proud to share that Key Mortgage Advice has been nominated for several awards in the 2026 What Mortgage Awards. These awards are particularly meaningful because they are driven by consumer nominations. They reflect the experiences of real clients who have trusted us with some of the biggest financial decisions of their lives. To be recognised in this way is something we do not take lightly.

Read More »