Celebrating 25 years of business!
Does Gambling Affect Mortgage Applications?
Applying for a mortgage can feel stressful, especially if you are worried about how your bank statements might look to a lender. If you have gambling transactions on your account, you may be wondering whether this could affect your chances of being approved. At Key Mortgage Advice, our team offers practical, non-judgemental mortgage support. Whether you are buying your first property, moving home or looking
What Do Mortgage Lenders Look for on Bank Statements?
Quick Answer: What Do Mortgage Lenders Look For On Bank Statements? Mortgage lenders may use bank statements to help verify your income, regular outgoings and financial commitments against the information provided in your application. Statements can also provide evidence relating to your deposit and where money has come from. If you are worried about a particular purchase appearing on your statements, one transaction will rarely
Why Has My Mortgage Application Been Declined?
Quick Answer: Why Has My Mortgage Application Been Declined? Having a mortgage application declined means that a particular lender has decided not to proceed with that application based on its assessment and lending criteria. It does not mean that every lender will reach the same decision. A mortgage can be declined because of affordability, credit history, the evidence provided or an issue with the property.
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
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