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Mortgage Affordability

My Fixed Rate Mortgage Is Ending: What Should I Do?

If your fixed rate mortgage is ending, start by checking the exact end date, your outstanding balance and what happens when the fixed period finishes. You can then compare staying with your current lender against remortgaging to another lender. If you take no action, you will normally move onto the follow-on rate set out in your mortgage agreement, which is commonly the lender’s standard variable

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Can I Get A Mortgage With A New Job?

Yes, you can potentially get a mortgage with a new job. Starting a new role does not automatically prevent you from applying, although lenders have different requirements around employment history, probation periods and the evidence they need to verify your income. Your options can also depend on the type of employment, your salary and wider affordability. Some lenders may consider an application before you have

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Does Gambling Affect Mortgage Applications?

Does Gambling Affect Mortgage Applications?

Applying for a mortgage can feel stressful, especially if you are worried about how your bank statements might look to a lender. If you have gambling transactions on your account, you may be wondering whether this could affect your chances of being approved. At Key Mortgage Advice, our team offers practical, non-judgemental mortgage support. Whether you are buying your first property, moving home or looking

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