Guides
What Is A Shared Ownership Mortgage?
Owning a property is a life goal for many, and a shared ownership mortgage can put you one step closer to your dream home if you haven’t saved a large deposit. A shared ownership mortgage helps you buy
Key Mortgage Advice Supports Rugratz Rugby Programme For A Second Year
At Key Mortgage Advice, we are proud to continue our support for the Fylde Rugby Community Foundations Rugratz Rugby programme, now entering its second year of partnership. This initiative has grown stronger each year, offering young children in our community the
Adverse credit is a term used to describe a less than perfect credit history. It can include things like missed loan or credit card payments, defaults, or more serious issues such as CCJs or IVAs. These kinds of
Bank of England Cuts Interest Rates to 4% – What This Means for You and Your Mortgage
The Bank of England has cut UK interest rates from 4.25% to 4%, the lowest level since March 2023. This decision, made amid a slowing economy and signs of a weakening job market, has far-reaching implications for borrowers,
Does Gambling Affect Mortgage Applications?
We know that applying for a mortgage, whether it’s for your first property or your forever home, can feel somewhat intimidating. You may wonder if mortgage credit checks are invasive, as they examine all aspects of your spending history. And if
Whether you’re thinking about buying your first home or looking into your different options when remortgaging, it’s important to understand what’s out there. We recognise that the world of mortgages can seem complex, and when a large sum is at
Guides
Why are house prices
still rising?
The UK economy has been badly affected by Covid. So why are house prices still rising? We look at the factors and ask whether now is…
You’ve saved for what felt like forever, found the perfect property, got the mortgage agreed and have a completion date decided. Now is the perfect time to start thinking about insuring your new home. Here’s what you need
95% Mortgages: What You Need to Know
More and more lenders are adding 95% mortgages to their range of available loan products. In fact, 95% mortgages are the only product which has increased in availability so far in 2019. As a result, those looking at
Guides
What Is A Buy To Let Mortgage?
Your mortgage is one of the most important aspects of buying a property. If you’re purchasing a home to live in, the mortgage process is fairly straightforward. But what if you’re buying a property in order to rent
Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you’re thinking of getting into buy to let, you can keep on top of everything
Becoming a Landlord: Your Responsibilities
So, you’ve read our Buy to Let Basics and you’re serious about becoming a landlord… Great! Now, you’re ready to get down to the nitty-gritty and learn about the responsibilities and tax implications associated with becoming a landlord: What Are
Guides
What Is A Section 106 Agreement & How Does It Affect Mortgages?
When buying a property, you may come across terms that aren’t familiar at first glance. One of these is a section 106 agreement. While it sounds like complicated legal jargon, it’s an important part of the planning process
Planning for later life often means thinking carefully about how best to use the value tied up in your home. For many people in the UK, a lifetime mortgage offers a way to unlock funds while continuing to live in
What Is The Minimum Deposit For A Mortgage?
Knowing the minimum deposit for a mortgage is one of the first questions anyone thinking about buying a home asks. Your deposit can affect not only whether you are accepted for a mortgage, but also the type of
Guides
The cost-of-living crisis has given homeowners one gigantic reason to consider remortgaging – so how could it help you? You don’t need us to tell you these are challenging times. Prices are going up everywhere and wages aren’t
Could remortgaging help you manage debt?
If Covid has left your finances in a state, is remortgaging the answer to getting things back on track? If the past few months have left debts…
With everything that’s going on right now, we wouldn’t blame you if your mortgage wasn’t really top of your priority list. If you’re worried about your finances taking a bit of a hit over the coming months, though,
When buying a property, you may come across terms that aren’t familiar at first glance. One of these is a section 106 agreement. While it
Key Mortgage Advice Ltd
Key Mortgage Advice Ltd is authorised and regulated by The Financial Conduct Authority. Registered in England.
Company Number 04837523
Trading Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
Registered Address: 276 Station Road, Bamber Bridge, Preston, PR5 6EB
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We are entered on the Financial Services Register No 312930 at
https://register.fca.org.uk/
Financial Ombudsman Services
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details:
https://financial-ombudsman.org.uk/
https://avistaifp.co.uk/financial-ombudsman-services/
Book a free consultation with our lovely team: with over 20 years experience, we’ll give you peace of mind and find you the best deal on the market!
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